Don't be afraid to wear on your cardi back ways. I've done it lots of times and it can be pulled off as a backless top! Try it out for yourself! Just make sure you tuck it in.
P.S : Not all cardigans will work. Only lightweight jersey, crochet or lace!
Dress, Belt: Mango, Shoes:F21, Skirt : India, Cardi:Gifted